An auto loan or how to instantly get money secured by a car

It is not uncommon for people to find themselves in such everyday situations, which require significant money in the shortest possible time. At the same time, banks are unwilling to consider submitted applications due to their unfavorable credit history. There is always a way out in this situation - it is an auto loan. Obtaining finance secured by a car is a service provided to individuals by a number of credit and financial organizations secured by a paper on the technical condition of the vehicle (PTS) with the actual abandonment of the car in the use of the owner. Along with this, there are pleasant conditions for repayment of loans compared to microfinance organizations.Advantages when applying for a car loan By contacting one of the organizations representing car loans, whose websites abound on the Internet, a citizen can:- save yourself the red tape, as only 3 papers are needed to approve a loan within 60 minutes.;- do not worry about an inconvenient credit history; - receive an amount from 50,000 to 10 million rubles or more for a period of up to 5 years, depending on the type and condition of the vehicle being mortgaged; - leave a car or other vehicle in use and receive a loan from 70 to 90% of its estimated value during the day.;- get the opportunity to conveniently repay payments at a low percentage (usually 1.7-6% monthly) with a stable date for making the amount by annuity payments, early repayment and recalculation of interest.Thus, an auto loan under a PTA is an excellent solution to financial difficulties compared to obtaining other types of loans.What are the requirements for the borrower As a rule, in order to apply for an auto loan, the applicant must meet the following conditions:- have Russian citizenship and permanent residence in one of the regions of Russia;- be 18 years old (for some companies, 21 years old) at the time of application and no more than 65 years old for the repayment period of the car loan; - be the real owner of the vehicle provided as collateral.As you can see, the requirements for the borrower are really minimal, there are no guarantors, salary certificates for the last six months and place of work, as well as other information papers, because the amount provided is provided by the borrower's owned car.As a result, an auto loan can be obtained by both yesterday's graduate of a technical college and university, and a citizen who has retired.What documents are required to apply for a car loan? To apply for a car loan, including in electronic form on one of the organizations working in this field selected on the Internet, three papers are required:- borrower's passport;- personal identification card;- certificate of registration of a car or other vehicle in the State Traffic Inspectorate (for small vessels - in GIMS).All these documents confirm two things: the identity of the borrower and the existence of the collateral in his property.What vehicles can I borrow as collateral for a loan from a pawnshop?:- cars and trucks;- passenger buses;- special equipment;- motor vehicles;- water transport.The exact list of types of car loan items should be specified in the selected pawnshop.What is the procedure for applying for a car loan and receiving a loan amount? To apply for a car loan, fill out the appropriate application on the selected website and wait for the company manager to call.Based on the results of the conversation with the lender's representative, in order to speed up the procedure, send photos or scanned copies of these three papers to the organization's office via electronic messengers (Telegram/Viber/Whats App/). Subsequently, visit the lender and sign the loan agreement.How to return money borrowed for a carthe procedure for repayment of a borrowed car loan is quite simple and, as a rule, is prescribed in the concluded contract. This is a transfer of funds to the details of the creditor:- from a bank card;- from an electronic wallet;- by regular payment at a bank branch;- through various payment systems that the lender works with.In the latter case, when choosing a specific payment system, for example, Pay.Travel, transfer fees may not be charged.Also, when signing the contract, it is necessary to clarify the conditions of completion and exceeding the monthly amount of payments, the possibility of accelerated repayment of the car loan. All these "buns" must be present.From all that has been said, it follows that an auto loan is really a convenient option for solving financial problems without red tape in a short period of time. Good luck! transescort.org

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